When is it time to start looking for an assisted living facility?
Do you notice your loved one is becoming challenged with performing activities of daily living? Perhaps they have forgotten to pay the utility bill, dress in the same clothes day after day or are forgetting to take medication. Have you noticed bruises? This may be an indication that they have fallen. Do you notice an unsteadiness when they walk?
These are some of the signs that will let you know that it is time to approach assisted living options. This is a difficult decision. Many times your loved one will deny anything is wrong. Be patient and listen. Their resistance comes from fear. Many seniors do not know what assisted living is, be patient and explain to them. Ask for the assistance of your loved one’s physician. Most of the time they are inclined to accept the suggestion coming from their personal doctor.
How do I discuss assisted living options with my parent?
The earlier you can start this conversation the better. Even if your loved one is not ready yet, give them time to get accustomed to the idea. Involving them in making that decision creates a sense of independence and dignity. When they are ready they will let you know. Involve them in touring communities to give them a chance to make friends with the people they see in an assisted living.
How is assisted living paid for?
Below you will find some of the ways you can cover the cost of an assisted living:
-Long term care Insurance
-Life insurance
-Veteran benefits
-Reverse mortgage
-Annuity
-Selling or renting your home
-Medicaid
-Bridge loan
What is the difference between assisted living and nursing home?
Assisted living provides personalized support services for seniors who need assistance with activities of daily living, such as bathing, dressing, and meal preparation. While also providing a home like setting with activities, outings, and a thriving social community.
Nursing homes are facilities licensed to provide skilled medical care by nurses and doctors. Short term stays for rehabilitation or recuperation often lead to another care placement option for long term needs.
What is the price difference in having private home care versus assisted living?
The private home care prices range from $15.00 an hour to $28.00 an hour depending on the agency that will provide the care. They have their own schedule to offer and certified personnel.
Assisted living costs based on the geographic region of the state ranges from $2,300.00 to $10,700.00 a month.
Each circumstance is different, depending on location and services required.